He is on the run and desperately needs funds to get away. Zoe owes him money, so he goes to her place. But because she has been warned by the authorites not to help him, she tells him to make it look like she didn't cooperate with him. She reminds him that she loves to be bound and gagged, so he tapes her up tight and gags her with panties and tape. She also reminds that before he leaves, he has to get her panties out of the way so he can have his way with her.